Retirement Planning is about making sure you have enough money to live well the rest of your life.
There are only two ways of making money; people at work, and money at work. When you are retired, money at work is how you survive. Knowing you have enough and how long that money will last is critical to your financial success.
We can do both formalized retirement studies on a fee only basis or more simplified ones that don’t require a fee depending on where you are in the retirement process and how many assets you have.
A personalized retirement study will calculate your income and expenses today and in the future. It will show you, based on differing rates of return, how long your money lasts. Knowledge is power, and we believe having a formalized study done can help verify you are on the path to pursue your goals.
Even if you do not need a formalized study, at the very least you should have a plan in place for changing market conditions. We will educate you on all the ways you can potentially create a sustainable income.
Whether we do a formalized approach or not, we believe you will benefit from knowing that we will also focus on your long term financial future.